Claims

If something goes wrong, start here

First steps on site, what to record, and how we manage the claim with the insurer.

The first 24 hours

Make it safe

People first. Deal with any danger, then stop further damage where it is safe to — water off, exposed areas covered.

Photograph everything

Photos and video before anything is moved or cleaned up. Wide shots for context, close-ups for detail.

Write it down

What happened, when, and who was on site — while it is fresh. Keep damaged materials; do not throw anything out yet.

Tell us early

Call or message us before committing to repairs or agreeing to anything with another party.

If someone else was involved — a neighbour, another trade, a passer-by — take their details, but do not admit fault or offer to pay for anything. Liability policies require the insurer to manage that conversation, and a well-meant apology on site can complicate the claim later.

How we manage it

You deal with us, not the insurer’s queue.

Lodge and confirm

We prepare and lodge the claim, and confirm early what the policy responds to — including the excess.

Manage the middle

Assessors, information requests, scope questions — we handle the back-and-forth so the project keeps moving.

See it through

We chase progress and keep you posted. If a decision does not look right, we challenge it.

Not sure if it is worth claiming?

Call 03 9933 4664

General Advice Warning

Any advice about insurance that we give you is of a general nature. We do not consider your individual objectives, financial situation or needs. It is up to you to choose the cover you need, and you should carefully read the documents that form part of the policy before deciding whether the insurance is right for you.