Specialty · Owner-builders

We arrange insurance for owner-builder projects

Material damage and public liability for new builds, renovations, extensions and knockdown rebuilds.

Backed by experience across tens of thousands of projects.

Extensions Renovations New builds Knock-down rebuilds

Owner-Builders who want clear, practical cover

You are juggling council approvals, trades, and budgets while acting as the builder. We help you structure material damage and liability cover so you can start on time and avoid insurance surprises.

  • Help with arranging insurance for simple and complex projects
  • Materials on site and multi-trade scheduling
  • Public liability for risks to visitors and neighbours
  • Fast certificates and updates when plans shift

Before you start

Most owner-builders don't have the right insurance.

Some have none at all. Whether you are building new or renovating, a standard home policy excludes a site under construction, and contractors insurance on site may not respond for you. The right cover fills that gap, and it needs to be in place before works start — once a site is active your options narrow and some insurers will not quote at all.

Why Owner-Builders choose us

Fast certificates and quotes

We help arrange quotes and certificates quickly so approvals and trades can keep moving.

Owner-Builder expertise

Experience with owner-builder requirements and site controls.

Specialist market access

Access to markets that understand owner-builder risk and needs.

Get support in 4 simple steps

Before your quote
We make it easy to get started and keep the details clear for insurers.
Getting your options
We approach the market and keep you informed at each step.
Binding cover
Once approved, we secure cover quickly with the insurer.
Ongoing support
Our work does not stop once your policy begins.

Questions

Prefer to message us?

Not ready for a quote yet, or have a question first? Send a note and we will come back to you. For anything urgent, call 03 9933 4664.

We use your details only to respond to this request. See our Privacy Policy.

Ready to tick insurance off the list?

A couple of minutes to start, then we take it from there.

General Advice Warning

Any advice about insurance that we give you is of a general nature. We do not consider your individual objectives, financial situation or needs. It is up to you to choose the cover you need, and you should carefully read the documents that form part of the policy before deciding whether the insurance is right for you.